Total Net Worth
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Total Assets
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Total Liabilities
—
Unrealised Gain
—
Today's P&L
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USD/CAD—
HELOC Rate4.650%
Mortgage Rate3.750% fixed
MaturityMar 2029
Px SourceYahoo Finance via AI
ASSETS
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Cash & Banking—
TD Chequing (Main)
Chequing · CAD
CA$23,150.20
TD Savings
Savings · CAD
CA$51,342.98
Subtotal · Cash—
Real Estate—
Primary Residence
Primary residence · Estimated market value
↓ editable
CA$
▼ Investment Portfolio —
—
Subtotal · Investments—
LIABILITIES
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Mortgage · TD CréditFlexCA$1,361,386.50
Term Mortgage
Fixed 3.750% · Due Mar 2029
CA$1,361,386.50
$7,050.66/mo
HELOC Balance
Variable 4.650% · $1,787,500 limit
CA$0.00
$1,787,500.00 available
Subtotal · MortgageCA$1,361,386.50
Real Estate Equity
Home Equity
Market value minus mortgage outstanding
—
—
HELOC Available
Undrawn revolving facility
CA$1,787,500.00
of $1,787,500 limit
Monthly Debt Service
Term Mortgage Payment
Due Apr 02/26
CA$7,050.66
HELOC Interest
$0 balance — no interest accruing
CA$0.00
Total Monthly Debt ServiceCA$7,050.66
* USD tickers (SLVP, PICK, QQQ, VOO, URA) converted to CAD at live USD/CAD rate.
* Home value is editable — update the field and net worth recalculates instantly.
* Mortgage data as of Mar 31, 2026 statement · TD CréditFlex
* Home value is editable — update the field and net worth recalculates instantly.
* Mortgage data as of Mar 31, 2026 statement · TD CréditFlex
Investment Holdings Detail
FETCHING...
| Ticker | Shares | Avg Cost | Live Price | Day Chg | Market Value | Cost Basis | Gain / Loss $ | Gain / Loss % | % Portfolio | % Assets |
|---|---|---|---|---|---|---|---|---|---|---|
| Fetching live prices via AI... | ||||||||||
Asset Allocation
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Portfolio Weights
Unrealised Gain / Loss %
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1D
1W
1M
3M
6M
YTD
1Y
2Y
3Y
4Y
5Y
Period Return
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Period Return CAD
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Local Ccy. Return
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FX Impact
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Volatility (Ann.)
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Best Day
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Worst Day
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Portfolio Value
Portfolio
S&P 500, indexed
Loading performance history...
Contributors to Return
| Ticker | Weight | Period Ret. | Contribution |
|---|---|---|---|
| — | |||
Sector Performance
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Currency Impact by Position
USD-Denominated Only
| Ticker | Local Ccy. Return | FX Return | Total Return | FX Contribution |
|---|---|---|---|---|
| — | ||||
* Reconstructed from historical daily closes using your current share counts held constant over the period — doesn't account for trades or DRIP additions within the window.
* Contribution = position weight at period start × its period return; contributions sum to the portfolio's total period return.
* Local Ccy. Return isolates price movement with FX held at the period's starting rate; FX Return is the residual — the two sum to each position's Total Return. FX Impact (KPI above) is the same split rolled up to the whole portfolio.
* Contribution = position weight at period start × its period return; contributions sum to the portfolio's total period return.
* Local Ccy. Return isolates price movement with FX held at the period's starting rate; FX Return is the residual — the two sum to each position's Total Return. FX Impact (KPI above) is the same split rolled up to the whole portfolio.
Sector Exposure · Look-Through
Issuer sector weights × position market value
Loading sector data...
Bank Connections
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TD Canada only (via Plaid). DBS Singapore still uses statement upload below.
| Account | Type | Balance | As Of |
|---|---|---|---|
| No bank accounts connected yet | |||
Recent Transactions
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Combines Plaid-synced bank transactions and parsed statement uploads (e.g. the credit card). "Sync" only refreshes the Plaid side — statement transactions appear as soon as they're uploaded.
| Date | Account | Description | Category | Amount |
|---|---|---|---|---|
| No transactions synced yet | ||||
Needs Categorization
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Runs merchant-matching rules against anything uncategorized. Picking a category below saves instantly and also creates a rule, so similar transactions auto-categorize next time.
| Date | Account | Description | Amount | Category | |
|---|---|---|---|---|---|
| Loading... | |||||
Statement Upload
READY
Drop a statement here, or click to browse
PDF or CSV · 25 MB max · CSV statements for the TD Credit Card account are parsed automatically
| Filename | Status | Uploaded | Period | |
|---|---|---|---|---|
| Loading upload history... | ||||
Total Income
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Total Expenses
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Net Cash Flow
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Uncategorized
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Income vs. Expenses by Month
Income
Expenses
Net
Spending by Category
Top Merchants
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Category Breakdown
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| Category | Total | % of Expenses | |
|---|---|---|---|
| — | |||
* Excludes "Card Payments/Transfers" — that's money moving between your own accounts (paying off the credit card, internal transfers), not real spending or income.
* Income is currently limited to whatever's tagged "Salary and Income" (e.g. dividend deposits) — no payroll income is tracked yet, so net cash flow will show negative. That's expected, not a bug.
* Uncategorized transactions are excluded from every total below until you categorize them on the Statements page.
* Income is currently limited to whatever's tagged "Salary and Income" (e.g. dividend deposits) — no payroll income is tracked yet, so net cash flow will show negative. That's expected, not a bug.
* Uncategorized transactions are excluded from every total below until you categorize them on the Statements page.